Legislative Proposal Would Make Credit Card Transaction More Costly, Complicated

A fast-tracked bill in Harrisburg could make everyday transactions more costly and complicated for consumers and small businesses.

When you tap your card to pay for groceries, fill up your gas tank, or buy lunch at a neighborhood restaurant, the transaction takes only seconds. The payment is secure, the business gets paid, and the system works seamlessly for everyone involved.

That reliability isn’t an accident. It’s the result of a carefully built payments infrastructure used across the country and around the world.

Now, proposed legislation in Harrisburg threatens to disrupt that system in ways that would make everyday transactions more complicated, more expensive, and less secure for Pennsylvania consumers and small businesses.